CT Medicare Medical Insurance — 5 Questions to Ask Before Enrolling
Tens of thousands of dollars of unpaid medical bills, or worse — a denial of life saving medical care can be the result of enrolling in the wrong Medicare insurance plan. Fortunately, when you finish reading this series you will see how easy it is to find the plan that will cover you best. Because you will know what questions to ask before you enroll.
Some very intelligent people, maybe including yourself, feel like they woke up a strange city when they take their red, white and blue Medicare card from their mailbox. You may be concerned that you don’t have a map and you don’t speak the language. Fortunately, you only need to know the answers to the five questions below to move forward with confidence.
Here are the five questions:
- Will you need non-emergency medical care while traveling?
- Which policies include your prescriptions on their formulary (list of covered drugs)?
- How does Medicare.gov rank the plans in your area?
- Which policies include your doctors in their network?
- What will you pay in copays and other cost shares?
This series covers the typical choices for most US residents who are age 65 or older. The focus is on Medicare Supplement Plans, Prescription Drug Plans and Medicare Advantage Plans.
However, you may have other options including retiree coverage. None of these other options will be covered in this series.
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In the next post we will answer the question “Will you need non-emergency medical care while traveling?“